Free Professional Mortgage Help & Advice For Retirees In Canada

This is a free service run by Mich Sneddon, CPA, CA to help Canadians decide if reverse mortgages are right for them.

Our advice is independent, impartial and objective - we don't work for any bank or lender.

Make sure you get ALL the facts so you can make an educated and informed decision if a reverse mortgage is right for you and your family.

Free Mortgage Asessment

But What Exactly Is A Reverse Mortgage?

You simply can't even consider taking out a reverse mortgage without first reading the truth on how a reverse mortgage works.

You'll discover the true facts about how a reverse mortgage really works - this has now helped over 22,000 Canadians find out if a revere mortgage is right for them.

Click Here To Discover The Truth About A Reverse Mortgage In Canada

Award Winning Information You Can Trust

We've won dozens of awards for our mortgage advice - including the prestigious Most Trusted Mortgage Agent in Canada award from the Wealth & Finance Awards.

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Number One Agents Award
Most Trusted Mortgage Agent
CMP Rising Star 2020

A Short Video Explanation

This short video will walk you through the key details of what exactly a reverse mortgage is, how they work and what the process looks like to get one - all in under 30 minutes - using a real life case study. Check it out!

Other Free Expert Advice To Help With Your Decision

There is a lot of incorrect information out there about reverse mortgages in Canada.

That's why we've written dozens of articles and even created an entire video education series to help you discover the truth about how reverse mortgages really work.

When making an important financial decision like this, you want to be 100% sure that it's correct and that you know what you're signing up for. That's why having an independent and objective mortgage professional on your team is so important - we have guided hundreds of people in Canada through this decision - so you can benefit from our experience.

And did we mention that this service is absolutely free? More on that later...

Learn The Alternative Options

Learn things such as the main alternatives - with our free articles and information.

We advise that you do not rush you into any decision. We give you all the information you need to know - not just the advantages, but the disadvantages too.

All of this is contained on our reverse mortgage truth page. We provide you with everything you need - from information packs, articles, calculations and everything you need - so that you know this is absolutely the right thing for you to do. No pressure at any time - read through all our advice in your own time and do not rush into this decision lightly.

Get The Latest Rates

We pride ourselves on providing all the information you need. It is important to recognise that rates are just one part of the equation - however, we have outlined exactly how rates work and you can protect your home equity in our article on rates and penalties.

Discover The Real Costs & Fees

With so much false information out there about this home loan, it is easy to be confused and even scared.

That's why we have outlined every single cost or fee you need to know - click here to check it out

We understand that it's important that everyone involved learn how this product can work to change your life - including what costs you might face.

Yes, for some people this will not be the solution for them. But for others it can and has been absolutely life changing.

"Does all of this take weeks, or months to look at my financial requirements and inform me if this is right for my needs?"


A 'Certified Specialist' will be in touch within 24 hours of you completing your assessment form.

Our service is fast, free and will help you at every step of the way.

Let us do all the hard work for you - you don't even have to leave your home (not just for the application - but ever - that's one of the key advantages of this home loan).

Get Your Free Reverse Mortgage Assessment

This Is A Website For Mich Sneddon CPA, CA - A Mortgage Agent Of Dominion Lending Centres Edge Financial - License #10710

As Featured In:

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Financial Post
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You've Worked Hard All Of Your Life.
Now Let Us Do The Hard Work For You.

Mortgage can be confusing to understand and often are one of the biggest financial decisions you'll ever make. We believe that you've worked hard enough - it's time to let our team handle this for you. And for free. Let us save you hours of time and wasted energy.

We work with HomeEquity Bank - the biggest lender of this kind of mortgage in Canada, as well as Equitable Bank and over 39 other lenders. So you can get the full support and help of an independent, licensed Professional to walk you through the process and answer any questions you have at any step of the way.

And All Of This Is Yours Absolutely Free...


A Certified Mortgage Professional to advise you at every step of the way.


Free expert advice so you can make sure that this is the right financial decision for you.


Top notch, award winning service from a Dominion Lending Centres Edge Financial professional


Free help, information and guides for each step of the process.


Reduce your stress and anxiety around your financial decisions by getting professional help.


Dozens of free articles and advice on our website.

So really the question is: Why wouldn't you want free professional help with your mortgage decision?

Get Your Free Reverse Mortgage Assessment

Get Free Professional Help From An Award Winning Team:

We are part of Dominion Lending Centres - the #1 mortgage company in Canada.Our team and DLC have won several awards including National Mortgage Brokerage of the year (2017), Gold Tier status as the #1 Agent in Canada for this mortgage product (2017) and Canadian Mortgage Professional magazine named us as among the top Mortgage Professionals in Canada (2017):

Number One Agents Award Number One Brokerage Award CMP Rising Star 2020 Canadian Mortgage Professionals Award

The #1 Specialists For This Mortgage Product Across Canada

No other Canadian Mortgage Professional or Mortgage Brokerage has helped as many seniors with their decision than we have in 2017 - we are the #1 across Canada and currently the only Gold Tier recognised specialists.

So, regardless of where you're based, we have award winning mortgage professionals to help you. Contact us with any questions. We have literally helped thousands of people from all across the country make this important financial decision - over 6,000 seniors have now downloaded our free guidebook - make sure and get your copy here.

Areas We Serve

In addition to this, you can call us toll-free at 1-888-358-7771 and you'll instantly be put through to a mortgage professional who can help you (only humans - no annoying robots). If you'd rather not call, you can email us to get answers to your questions - we can even send you a free information pack (either by email or in the mail) at your request.

We are fully licensed mortgage agents with Dominion Lending Centres Edge Financial - FSCO License #10710. Dominion Lending is the #1 mortgage company in Canada - we originate more mortgages than even any of the 'big 5' banks do. Over 60,000 mortgages of more than $21 billion in value are funded by DLC each year.

Dominion Lending Centres Edge Financial

FSCO License #10710

Suite 201, 8 Sampson Mews,



M3C 0H5


Call us 24/7

Get Your Free Reverse Assessment

Getting Independent, Professional Advice Doesn't Stop There...

We want to ensure that people are getting the best possible information there is out there. That's why we continuously research news and trends to write up-to-date posts explaining how this financial product works.

We keep you in the loop by sending out regular weekly updated and articles.

We have also put together dozens of free articles - so that you can learn everything you need to know - including common misconceptions about this home loan.

Learn The Real Pros and Cons

You want to make sure that you are armed with all of the knowledge you need before you commit to anything. And we want to make sure that we are able to pass to you everything we know that will keep you out of trouble. That's why we're giving away this guide for free.

It includes the real pros and cons.

If you are serious about looking into this financial option, then you simply must read this free guide - so you can have that much more of an advantage before you sign your name to a commitment.

eBook front cover Get The Real Reverse Mortgage Facts Now

So Before You Make Any Decisions...

Ask Yourself: "What would I rather do?"

Spend hours getting stressed out about what is true and what is false

Speak to dozens of lenders and banks about your financial options...

Try to work out the advantages and disadvantages by yourself...

Risk making a financial decision that could come back to bite you...


Have an independent and objective professional mortgage agent put together the right solution for you

Get all the completely correct and verified information you need...

Learn the real advantages and disadvantages, so you can make an informed decision

Make sure you get to stay in your own home - for life

...All without having to leave your home... And absolutely free!

Get Your Free Assessment

"It gave us the freedom to use that money in whatever way we wanted... we made repairs and went on vacation. Its a safe way of getting some of the income from your home."
Donald And Emily, Vancouver, Canada